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Welcome to DPMF

Building the future of
decentralised finance

London-based FinTech building Web3 and financial infrastructure on the XRP Ledger.

Explore our multi-asset infrastructure.

Status: active · Secure and encrypted

London HQ: 51.5185048° N, 0.142214° W · Status: active · Secure and encrypted

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London HQ: 51.5185048° N, 0.142214° W · Status: active · Secure and encrypted

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London HQ: 51.5185048° N, 0.142214° W · Status: active · Secure and encrypted

Our core framework

Our core focus is building XD Projects. These are modular, next-generation initiatives that push the boundaries of digital ecosystems.

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We are a decentralised infrastructure company. We build multi-asset financial systems, Game-Fi engines and Web3 applications on the XRP Ledger.

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Each XD Project is built for innovation, strategic design and scalable utility. Together they cover NFT-Fi, De-Fi, RWA tokenisation, metaverse environments and digital identity.

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The result is one unified ecosystem. It is built for self-custody, high-performance on-ledger execution and the next generation of decentralised digital economies.

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Our core framework

Our core framework

Our core focus is building XD Projects. These are modular, next-generation initiatives that push the boundaries of digital ecosystems.

​

We are a decentralised infrastructure company. We build multi-asset financial systems, Game-Fi engines and Web3 applications on the XRP Ledger.

​

Each XD Project is built for innovation, strategic design and scalable utility. Together they cover NFT-Fi, De-Fi, RWA tokenisation, metaverse environments and digital identity.

​

The result is one unified ecosystem. It is built for self-custody, high-performance on-ledger execution and the next generation of decentralised digital economies.

Why we build on the XRP Ledger

The XRP Ledger is fast, low-cost and reliable to an institutional standard. These qualities are essential for our multi-asset infrastructure. Its built-in interoperability lets assets move smoothly across our decentralised financial ecosystem.

Building the bank of the future

Wide landscape diagram of DPMF Bank XDX HyperChain, dark background with glowing network nodes and central XDX core

DPMF is moving toward a future where it becomes both the development company and the bank, building a new financial infrastructure designed for a world that is increasingly digital, decentralised, and asset driven. The XD Projects form the foundation of this direction, each one contributing a structural layer that leads toward a fully integrated banking model. At the centre of this vision is XD 2, the XDX Hyperchain, which will operate as the core banking layer. It provides the digital rails that allow value to move instantly, securely, and transparently across the entire ecosystem.

Digital assets created in XD 5, identities and characters developed in XD 3, tokenised instruments from XD 1, and real world collateral from XD 6 all converge into XDX, where they can be used for settlement, collateral, borrowing, lending, and long term financial utility. This is the direction DPMF is heading: a self custodial, globally accessible banking system powered by smart contract automation, where XDX becomes the backbone of a next generation financial institution.

XD Projects

Technical specifications

XD Projects are DPMF's applied R&D tracks. Each one focuses on a specific on-ledger system, asset use case or market vertical.

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Project XD-1
FUZION-XIO
NFT-Fi development

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- A multi-currency NFT-Fi exchange on the XRP Ledger.

- Trade thousands of XRPL assets at fixed prices or peer to peer.

- Decentralised validation keeps every transaction transparent and trustless.

- Mint all major file types, including 3D and AR-ready assets, for secure and flexible digital markets.

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Project XD-2
XDX Hyper-Chain
De-Fi development

- A multi-phase project building decentralised infrastructure across energy, finance and identity.

- The XDX Hyper-Chain delivers scalable, interoperable asset mobility and smart contract execution.

- GEN green-energy nodes provide sustainable power.

- The Synaptrix non-custodial wallet supports XRPL and XDX, plus self-sovereign identity, in one ecosystem.

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Project XD-3
The AVA Program
Game-Fi
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- Intelligent on-chain digital assets for immersive 3D gameplay, AR and cross-platform Game-Fi.

- Each AVA uses advanced skeletal architecture for lifelike movement.

- Traits, upgrades and experience are stored in on-chain metadata.

- This gives true digital ownership and easy transfer across interoperable play-to-earn ecosystems.

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Project XD-6
RWA LAB
Asset issuer

- Turns physical sculpture into authenticated digital assets.

- High-resolution 3D scanning and on-chain provenance create permanent, verifiable digital twins.

- Each piece is minted as an XLS-20 NFT and linked to the physical work by a tamper-proof NFC chip.

- With the XLS-33 Multi-Purpose Token standard, a sculpture can be split into up to one million tradeable ownership tokens.

- Assets are stored on IPFS, viewable in AR and launched on the FUZION-XIO exchange for global discovery and trading.

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Project XD-4
Confidential
AI-Fi

Information on this development is currently confidential.

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Project XD-5
Digital Design Service
Service

- Our in-house hub for high-quality digital content: animation, game design and graphic production under one roof.

- Built on industry-standard tools including Unreal Engine, Blender, Houdini, Maya and Unity.

- We help clients build immersive 3D, AR, VR and XR experiences with precision and scalability.

- Over 100 remote animators, a dedicated game lab and a concept team drawn from leading institutions such as Cambridge and the Royal College of Art.

- Visual content optimised for blockchain-native ecosystems, from NFTs to virtual environments and interactive media.

DPMF's digital assets give exposure to a curated ecosystem of infrastructure, governance and Game-Fi growth. They are designed for investors who understand the risks of emerging markets.
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XDX
 

The native asset for utility, goods and services across the DPMF ecosystem.

Digital asset
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XIO
 

The governance asset for FUZION-XIO and the wider RWA protocol.

Governance asset
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XSQUAD
 

A community asset for buying avatars, modules and asset upgrades.

Community asset
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XRPL Ecosystem

All XRPL assets will be able to work across selected XD Projects.

NFT programmes for XD Projects

AVA Program
3D Game-Fi

Interoperable, high-fidelity 3D avatars built on Unreal Engine 5 for space-based Game-Fi. Dynamic NFTs carry progress, traits and value across supported game worlds.

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XRP MegaBits
3D Game-Fi

3D and AR modules on the XRP Ledger that evolve through specialised nodes. Traits can mutate and fuse. They are key assets for exposure to digital infrastructure.

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Quantum Pass
Yield Earning Mechanism (Y.E.M.)

- Y.E.M. is DPMF's fully permissionless rewards system, live on the XRP Ledger.

- To take part, you need a self-custody wallet, 1 XIO governance token and any amount of XDX.

- Holders receive weekly soft-staking rewards in XDX, which compound over time if kept.

- No sign-ups, banks or third parties. Access is fully on-chain, for Web3 natives, Game-Fi players and De-Fi strategists.

- Rewards scale with your XDX balance and its market value. If both grow, rewards grow too (dual-compound growth across the XD Project ecosystem). If the XDX price falls, the value of rewards falls too.

- The Quantum Pass is a utility NFT. It boosts your eligible XIO balance inside Y.E.M. by 10%, to help maximise sustainable daily rewards.

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Email newsletter

Updates

  • New XD‑Projects and protocol launches

  • AVA Program beta access and game updates

  • XRP MegaBits drops, nodes and evolutions

  • Quantum Pass releases and yield upgrades

  • Y.E.M. (Yield Earning Mechanism) feature updates

  • XDX and XIO ecosystem developments

  • XSQUAD Game‑Fi and community initiatives

  • XRPL integrations and infrastructure announcements

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